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About Us

Understand Your Options

Guidance From Someone Who Understands Service

Guidance From Someone Who Understands Service

 

Your TSP decisions could affect your retirement income, taxes, investment flexibility, and long-term financial security.

During your complimentary review, we will help you understand:

  • Keeping your money in the TSP 
  • Rolling funds into an IRA 
  • Taking distributions 
  • Potential tax considerations 
  • Creating dependable retirement income 
  • Beneficiary and legacy planning

Guidance From Someone Who Understands Service

Guidance From Someone Who Understands Service

Guidance From Someone Who Understands Service

  

26+ Years of Financial Experience
16-Year Military Veteran
Retirement and Investment Professional

You served with discipline, commitment, and purpose. Your retirement strategy should be handled with that same level of care.

As a veteran, I understand military benefits, career transitions, retirement concerns, and the importance of protecting what you worked so hard to build.

Get a Personalized TSP Strategy

Guidance From Someone Who Understands Service

Get a Personalized TSP Strategy

 

There is no one-size-fits-all answer.

Your recommendations should reflect your:

  • Retirement timeline 
  • Income needs 
  • Family situation 
  • Risk tolerance 
  • Tax concerns 
  • Financial goals 

At the end of your consultation, you will have a clearer understanding of your choices and the next steps available to you.

MEET THE TEAM BEHIND YOUR TSP STRATEGy

Norm & Teresa Mitchell

Norm & Teresa Mitchell

Norm & Teresa Mitchell

 

Norm Mitchell brings more than 26 years of financial-services experience and a 16-year military background.

Teresa Mitchell brings 39 years of civil-service experience and firsthand knowledge of the Thrift Savings Plan.

Together, we help active-duty military members, veterans, federal employees, and their families better understand their retirement options and make informed financial decisions.

Norm Mitchell

Norm & Teresa Mitchell

Norm & Teresa Mitchell

 

Veteran. Financial Professional. Retirement Strategist.

  • More than 26 years in financial services 
  • 16-year military veteran 
  • Experienced in retirement and investment planning 
  • Dedicated to serving military and federal families 

Suggested statement:

“My mission is to help you understand your choices and build a retirement strategy aligned with the future you want.”

Teresa Mitchel

Norm & Teresa Mitchell

Teresa Mitchel

 

39 Years of Civil-Service Experience

  • Firsthand understanding of federal employment 
  • Extensive familiarity with the TSP 
  • Passionate about educating and empowering others 
  • Understands the retirement concerns of federal families 

“Federal employees work hard for their benefits. They deserve clear guidance before making important retirement decisions.”

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TSP ROLLOVER QUESTIONS—ANSWERED

 Get clear answers before making an important retirement decision. 

 You should never leave your funds in the TSP, transfer them to another eligible retirement account, begin taking distributions, or use a combination of strategies. The right choice depends on your retirement goals, income needs, investment preferences, and tax situation.


 A TSP rollover generally involves transferring eligible retirement funds from the TSP into another qualified retirement account, such as an IRA or an employer-sponsored plan. When handled correctly, the transfer may preserve the tax-deferred status of the funds. 


 A properly completed direct rollover will  avoid taxation. Withdrawals paid directly to you may involve withholding, taxes, or penalties depending on your circumstances. You should review the transaction carefully before taking action. 


Contact Us

It is never too early to get started on your investment plans. Tell us more about your goals, and we will get you started on a plan to achieve them.

Mitchell Financial Services

254-371-4334 norm@normmitchell.com

Hours

Monday - Friday: 10am - 6pm

Saturday - Sunday: By appointment


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